My neighbor decided to sell her place after downsizing, but didn’t want to involve an agent since she already had a few interested buyers from the community. The idea of skipping commission sounded great, but she underestimated how much legwork goes into getting everything legal and legit. While organizing the process, she relied heavily on a breakdown focused on buying a home without a real estate agent (FSBO tips), which explained how to handle things like disclosures, negotiations, and title work without tripping over paperwork. It made the entire sale feel less overwhelming and helped her close without last-minute chaos.

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When I started building a few duplexes, I paid for the lot that the duplex was going to be built on, then used that as collateral to get the construction loan for the duplex. I could have borrowed more than I needed by increasing by construction costs, but since my duplexes were long-term holds for me, I had wanted to keep the loan balances realistic and low. I only borrowed what I needed for the actual construction. I never refinanced those properties and they always cash flowed magnificently for me. I only sold them many years later when I wanted to do something bigger