buying my first boat
Hey everyone! I’ve been thinking about buying my first boat, but the whole financing part is completely new to me. I keep seeing ads for “affordable marine loans” and low interest rates, but when I actually look into the numbers, it’s all pretty confusing. I’d love to hear how others managed their boat financing—did you go through a bank, the dealership, or some other route? What should I watch out for?
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I looked into financing last spring too, though I ended up going the used route and paid cash. Still, understanding all the financing terms gave me a better handle on what kind of boat I could realistically afford long-term. Definitely worth reading the fine print and comparing offers carefully.